Try as we might to avoid them, accidents happen. Usually, they’re minor. But sometimes, accidents cause serious injuries that leave us unable to work.
An accident can turn life on its head. Not only could a serious injury impact your health and livelihood: it could also lead to unexpected expenses like home modifications and special equipment.
Accident protection insurance pays out when an accident causes serious harm. It provides you with security and offers the reassurance that, if you lose the ability to live and work as you usually would, you can still care for yourself and your family.
Most other forms of personal protection insurance pay out if the policyholder passes away or becomes critically ill. Accidental injuries aren’t usually covered, even if they leave you unable to work.