Private Medical Insurance | Personal Insurance

Healthy choices for you and your family

If you or a family member become unwell, it's reassuring to know that you can access first-rate medical support.

What is private medical insurance?

Private medical insurance gives you access to private health care if you become unwell or need medical treatment.

Some benefits of private medical insurance include high-quality care facilities, a wider range of healthcare options and shorter waiting times.

Just like other types of insurance, you pay for private medical insurance in monthly instalments. You can arrange cover for just yourself or you can take out a policy that covers your partner or the whole family.

Generally, taking out a joint or family policy works out cheaper per person than a single policy.

What should I keep in mind?

Different types of private medical insurance cover different forms of healthcare.

Often, things like hospital visits and seeing a specialist are covered by policies, while comprehensive medical insurance can help to pay for intensive treatment if you become seriously ill.

Although private medical insurance covers many scenarios, there are also some illnesses and accidents that they won't cover. It's important to inspect a policy's full terms and conditions to understand if it provides the protection you're looking for.

If you opt to pay a higher excess to access private medical healthcare, your monthly payments are usually lower.

You'll need to consider:

The illnesses and accidents covered by the policy
Whether to take out a single, joint or family policy
How much excess you're willing to pay

How can Trulife help?

Trulife listens to your goals for private medical insurance and finds policies that meet your requirements. Because we work with specialist private medical insurance providers, we can help you find great offers, many of which you won’t find elsewhere. We’ll help you understand the potential pros and cons of each insurance product so that you can make the best decision for you.

We'll offer support with:

Finding medical insurance that matches your needs

Sourcing deals and offers

Any questions you have about private medical insurance

What next?

If you’re thinking of getting private medical insurance, talk to Trulife. We’ll quickly connect you with a member of the team and handle your query with care.

Let's chat